Refer a FriendVA Mortgage Loans
Land of the free. Homes for the brave.
Lake Michigan Credit Union is proud to be a VA lender, offering VA home loans backed by expert service and competitive rates. With no down payment* or PMI** requirements and lower interest rates compared to conventional loans, LMCU's VA mortgage loans make homeownership more accessible and affordable for active service members, veterans, and their families.
Our VA mortgage experts are ready to guide you through every step of the process, from qualifying for your VA loan to closing on your home. Contact us to get pre-approved today.
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Features
- 0% down and no PMI
- Low VA loan rates
- Flexible loan limits
- Available to eligible military service members, veterans, and surviving spouses***
- Common sense underwriting decisions
- Shorter waiting periods after a derogatory credit event
- Lifetime benefit, can be used multiple times
Great low mortgage rates
Compared to traditional banks, you'll pay less on your loan rate, less on your closing costs, and less in expenses over the life of the loan.
View Rates*Based on certificate of eligibility (COE) issued by the VA. 0% down requires full VA entitlement. The interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible. Please consult your tax advisor. **PMI = Private mortgage insurance. ***For full eligibility requirements, contact an LMCU mortgage loan officer or visit the VA website.