Manage all of your finances in one place.
When you're juggling checking and savings accounts, loan payments, retirement savings, and more, it can be easy to lose sight of your overall financial health. That's why LMCU offers our members the free Budget Tool that lets you manage all of your finances in just one place. Track your spending. Create a budget. See trends. Crush your financial goals.
Create budgets, strategize your savings, track spending, set goals, and monitor your income. Want to learn more about what it can do? Watch our video tutorials or read more below.
View accounts all in one place
View all your finances, including external accounts, in a single, elegant interface. It eliminates the need to log in to a slew of different online accounts on a regular basis just to see how your finances are looking. The Budget Tool is available in both desktop and mobile versions so you can access your information anywhere, any time.
The Budget Tool sorts all of your transactions into categories and sub-categories. You can see as much or as little detail as you want.
Create a budget
You can use the Budget Tool to automatically generate budgets based on your spending history, income, debts, and expenses. The interface communicates this data in colorful budget bubbles that easily and instantly visualize your finances. You can also interact with these bubbles to view historical monthly budget data, change your projected income, or create custom budget categories.
Set up alerts
You can sign up to receive alerts via email or text to make sure you're monitoring your accounts when you need to be.
The Budget Tool automatically categorizes your spending and then helps to identify trends. You can assess spending by category, graphed out over time, to take a deeper dive into your spending habits and discover opportunities to save money.
The Budget Tool helps you prioritize your payments, so you can see which bills to pay off first, and measure the impact of applying extra payments towards your debt.
Access the Budget Tool from the main menu of the mobile app (under Financial Tools), or by logging into online banking at the top of this site and choosing "Budget Tool" from the menu.
- Once you access the Budget Tool, your LMCU accounts will automatically begin syncing.
- Add any additional accounts from other financial institutions.
- Open Transactions to view and adjust categorization in your spending history.
- Open Budgets and follow the instruction to generate a budget.