3.00% Max Checking

3.00%* Max Checking pays you nearly $450 extra every year. That's like 360 extra cups of coffee with an extra special someone.

Plus, with no fees, no minimum balance required, and no hassle opening your account, that extra spending cash will pile up faster than the leaves in your yard.

A little extra goes a long way

Bank Account APY* Approximate Dollar Amount Fee
LMCU Max Checking
5/3 Preferred Checking
$25 /mo
Chase Sapphire Checking
$25 /mo
Comerica Premier Checking
Huntington Huntington25
$25 /mo
Flagstar SimplyMax

Information as of 08/20/2020 and gathered via competitors websites based on zip code 49546. Dollar amount earn based and fee policy based on a $15,000 balance.


  • 3.00% APY* on balances of up to $15,000
  • No minimum balance required
  • No monthly fees
  • Up to $10/month reimbursement for non-LMCU and non-Allpoint ATMs

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Max Checking is rated The Best High-Yield Checking Account

- Money, October 2019


To earn the most on a 3.00% Max Checking account, follow these requirements.

LMCU Anywhere

With LMCU Anywhere, you can bank…well…anywhere. All you need is a cell phone or tablet, and you’ve got the capabilities of a branch in the palm of your hand.

55,000+ ATMs worldwide

Free access to LMCU ATMs and the 55,000 ATMs on Allpoint's worldwide network.

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Deposit checks on the go

Free mobile check deposit, anytime and anywhere, when you use the app.

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Easy online bill payment

Pay bills directly from your checking account instead of mailing payments.

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