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Mortgage Products
Browse all of our industry-leading mortgage products below to see which ones you may be interested in, or contact your loan officer above to get started today!
Purchase
Conventional Fixed Rate Mortgage ›
- Interest rate is locked for life of the loan
- Terms range from 15 to 30 years
- Your payment never changes
- And more benefits!
Adjustable Rate Mortgage ›
- Available in 3/1, 5/1, 7/1, and 10/1 year terms
- Rates are traditonally lower than fixed rate products
- Variable rate can adjust up or down at the end of the fixed term
- And more benefits!
Jumbo Mortgage ›
- Low down payment options
- For high balance mortgages in excess of conventional limits
- Financing up to $2 million ($2M+ made on a case-by-case basis)
- Down payments as low as 5% (only applicable to purchase or a rate/term refinance)
- And more benefits!
Doctor Mortgage ›
- Specific for medical, dental and orthodontic professionals
- Up to 100% special financing of the household value
- No mortgage insurance requirements
- And more benefits!
Community Edge Mortgage ›
- Created for educators, first responders, medical, military, and government professionals
- As little as 3% down
- $500 off closing costs
- And more benefits!
FHA Mortgage ›
- Low down payment
- Flexible approval requirements
- Expanded qualifying ratios
- And more benefits!
HomePlus Mortgage ›
- As low as 0% down
- No private mortgage insurance requirement
- Variety of fixed terms available
- No application deposit required
- And more benefits!
Rural Development Mortgage ›
- $0 down
- Provides financing for low-to-moderate income families in rural areas
- Don't have to be a first time homebuyer
- Rates similar to conventional rates
- And more benefits!
VA Mortgage ›
- 0% down for qualified Veterans
- Available to military service members, veterans and eligible surviving spouses
- VA guarantees a portion of the loan for better overall terms
- And more benefits!
Use Your Home’s Equity As A Bridge to Your New Home ›
- Borrow up-to 80% of your current home value to use towards a down payment on your new home with a Home Equity Line of Credit
- Interest only payments
- Access to all or a portion of funds during the loan term
- And more benefits!
Refinance
Refinance Your Home ›
- Lower your monthly payments
- Debt consolidation
- Home improvements
- Great for taking advantage of lower current rates
- And more benefits!
Construction, Land & Renovation
Construction ›
- Low fixed and adjustable rates
- Down payments as low as 10% in Michigan
- Down payments as low as 15% in select Florida counties
- And more benefits!
Vacant Land ›
- As little as 10% down
- 20 acres or less - 90% maximum Loan-to-Value (LTV)
- 20 plus - 40 acres - 80% maximum LTV
- $500,000 maximum on vacant lot loans, depending on credit score
- And more benefits!
Renovation Mortgage ›
- Obtain renovation funds for up to 75%* of the ‘after-completion’ appraised value of the home
- Up to 95%** financing
- Funds for improvements are placed into an escrow account for disbursement as needed
- And more benefits!
Rural Construction ›
- $0 down
- Provides financing for low-to-moderate income families in rural areas
- Don't have to be a first time homebuyer
- 30-year fixed rate
- And more benefits!