Rural Development Mortgage

Looking to live off the beaten path?

With $0 down and up-to 100% financing, a LMCU Rural Development loan might be the perfect option for you. Rural Development loans have specific requirements, buyers and homes must meet your state’s housing development authority guidelines.

To qualify for a USDA Rural Development loan you must meet these requirements

  • Meet income-eligibility
  • List home as your primary residence
  • Purchase a property that meets all program criteria
  • And many more


  • Provides financing for low-to-moderate income families in rural areas
  • Don't have to be a first time homebuyer
  • Rates similar to conventional rates
  • 100% financing program with no down payment

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