Rural Construction Loan

Looking to live off the beaten path?

With $0 down and up-to 100% financing, a LMCU rural construction loan might be the perfect option for you. Rural construction loans have specific requirements, buyers and homes must meet your state’s housing development authority guidelines.

Check property eligibility Check income eligibility

To qualify for a USDA Rural Development loan you must meet these requirements

Meet income-eligibility
Must be a primary residence
Purchase a property that meets property eligibility requirements

New USDA Rural Development Construction Loans

Proud to be chosen as one of the first lenders in Michigan to offer this loan! The USDA Rural Development Construction Loan allows you to finance both your lot purchase and new construction in one loan.

Get Started:

Call (844) 754-6280

Features

Provides financing for low-to-moderate income families in rural areas
Don't have to be a first time homebuyer
30-year fixed rate
One-time close
100% financing program with $0 down

Great low mortgage rates

Compared to traditional banks, you’ll pay less on your loan rate, less on your closing costs, and less in expenses over the life of the loan.

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Questions?

Great low mortgage rates

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