Commercial Real Estate Loans

Fund your next property, properly

Purchase, refinance, or expansion: we have all the flexible financing and local expertise you’ll need.

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Let’s draw up a blueprint for your next big move.

We don’t believe in one-size-fits-all commercial real estate financing. Big investments require careful planning, which is why we’ll create a tailored loan package that’s right for your business.

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Any-stage financing

From your first property purchases to your latest market expansion, we’ve got you covered.

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Better rates & terms

Our rates are competitive, our terms¹ are flexible, and our strategy is to align with yours.

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Lending partnerships

We take business personally. We want to learn your goals and build a lasting relationship.

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Commercial Real Estate Loan FAQs

Commercial Real Estate Loans can be used to purchase, refinance, build, or renovate a wide variety of business or investment properties. This includes:

Office and warehouse buildings
Retail spaces
Multi-family properties
Owner-occupied real estate
Commercial and industrial real estate

If you have any questions about the eligibility of your planned investment, we’d be happy to have a conversation about it.

We build all our Commercial Real Estate Loan packages around your specific needs. That means your loan size will depend on a number of factors, including your business’s financials, existing obligations, collateral, and your planned property’s income potential.

As a top commercial lender in both Michigan and Florida, our lending power can accommodate projects big and small — it all starts with a conversation, so reach out to a commercial lender near you to learn more.

We offer a wide variety of loan options based around your timeline and the amount of funding you need. These options include conventional loans, SBA-backed financing, and shorter-term solutions.

Your loan’s timeline will vary based on the size and complexity of your project.

Our market expertise and local decision making allows us to streamline our process when compared to bigger banks, but we also want to take great care to understand your business and your goals, in order to put together the best, custom-fit loan package possible.

We’ll require a variety of documents in order to approve your loan. These will include:

Personal & business tax returns
Financial statements
Property details

Your LMCU commercial lender will provide a list of documents needed for your specific loan package.

We aren’t just lenders: we’re locals.

Our business members love our Commercial Real Estate Loans for their flexible financing and competitive terms that come paired with personalized insights about their unique market.