Cash Management

Is your cash flow carrying your business forward?

We can help you streamline operations and simplify payments to reduce costs while maximizing working capital.

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Grow with the flow

Money is moving in and out of your business all the time. Don’t just keep up with it: stay ahead of it, so you can save time while making sure that money earns you more in the long run.

Visibility & control

Get real-time reporting on all your accounts, for faster, more informed decision-making.

Pay & get paid

Speed up your transactions with tools for ACH, wires, remote deposit, and merchant services.

Manage liquidity

Use automated tools to put your money to work while managing your operating balances.

ACH→

Seamlessly move money in and out without writing or cashing a check.

Remote Deposit Capture→

Make cashing checks from your phone or office a snap.

Merchant Services→

Accept more payment types, in more places.

Lockbox→

Better yet: let us cash your checks for you.

Wire Transfers→

Move money quickly, securely, and all around the world.

Escrow management→

Hold money securely to build trust and close more deals.

Zero balance account→

Centralize your money where it’s most useful.

Your business is in good company.

Our business members love working with us, because we’re committed to helping businesses across the communities we serve grow more, do more, and create more jobs.

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5-star rating for financial strength and stability.
BauerFinancial, May 2026

#1 for keeping more money in members’ pockets
- Callahan & Associates, June 2026

“LMCU’s got everything we need and the best customer service in the industry!”
– James, CEO at Dallas 1

Ready to grow your cash flow?

Find an Expert

Your bottom line is our top priority.

Commercial Loans

Business Checking Accounts

Business Savings Accounts

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