Life Events
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Why Are Insurance Prices Increasing — and What Can You Do?
2024 was a turbulent year for insurance price increases, and while 2025 is forecasted to be far less severe, price increases are still inevitable. Why is this? And what’s the best way to navigate rising insurance costs — both now and in years to come? Let us give you the low-down on you can lower your annual insurance expenses.
Return on insurance is the new ROI
2020 has just about every business looking for ways to cut costs, including insurance. But you can’t afford to be under-insured if the unthinkable happens. At Lake Michigan Insurance Agency, we pair you with an expert who understands your specific industry, so you’re covered without paying for unnecessary coverage. Because even though we offer a full range of business insurance plans — including commercial property, cyber fraud, and workers comp — you probably don’t need a full range. You need the right range.
Changes to Michigan’s personal injury protection insurance could save you money.
Up until now, Michigan drivers have been required to carry unlimited personal injury protection. But as of July 2, you can choose how much coverage you carry, and that COULD save you money on your insurance.
Save on insurance with Lake Michigan Insurance Agency
We’re an independent insurance brokerage, which means we aren’t locked into any single provider, but work with the nation’s best to offer the lowest rates possible. We personally assess your situation to make sure you get the coverage you need. Plus, when you bundle your home, auto, life, health or business policies with us, you can save even more.
Paul Freihofer joins Lake Michigan Insurance Agency
LMIA president, Ken Jansen is pleased to announce the addition of Paul Freihofer to the team. Paul, a graduate of St. Lawrence University in Canton, New York, brings over 32 years of Life and Health Insurance experience to the LMIA team, while specializing in Health and Disability, Term Life, Permanent Life, and Simplified Life Insurance.
Life insurance as unique as your life
At Lake Michigan Insurance Agency, we can tailor a life insurance policy to your specific needs and situation. If you just bought your first home or just got married, term life insurance may be the most affordable way to cover your mortgage, debt, and your family’s daily living expenses should you die. We also have options for business owners to fit their unique needs.
When buying a car for your graduate, don’t forget to do your homework
So, you’ve decided to reward your graduate with a car. Congratulations! But how do you figure out which car is the right car? Whether you’re shopping new or used, here are a few tips to consider from Lake Michigan Insurance Agency (LMIA).
Protect your RV and enjoy safe travels
Lake Michigan Insurance Agency (LMIA) can help with all RV insurance coverage this upcoming season. Contents coverage: Contents insurance or personal property insurance can help you replace the items in your RV that you own if you have a theft, fire, or any other type of insured claim or loss. Typical policies offer a standard limit of $1,000 to $2,000 with the option to purchase more.
