Podcasts & Multimedia
5 articles found
Explore Our Topics
How to manage your debt and improve your DTI ratio
What is DTI ratio? Before you can improve your DTI ratio, it helps to know what a DTI ratio is. DTI stands for debt-to-income. It’s a comparison of your monthly debt payments versus your monthly income. Your calculated DTI ratio is used to help lenders get an idea of how well you manage monthly expenses, which helps them determine if you’ll be able to repay a loan.
When it comes to debt consolidation, you’ve got options
Debt can pile up fast. But don’t let bills and credit card payments overwhelm you: we’ve got tips, and you’ve got options.
Pay off debt sooner with balance transfers
It’s easy to get wrapped up in the hustle and bustle of holiday spending. So much so, that sometimes you spend more than you planned. However, here at LMCU, we’re hopeful a balance transfer might help! Hear what our lending expert, Joe Batt, has to say on transferring credit card balances after the holidays.
Financing an RV: 101
Interested in hitting the open road and experiencing the adventures of RV life? That sounds like fun! But first, you probably need to get the financing necessary to make it a reality, right?
Three strategies for digging your way out of debt faster
Dig Out of Debt. Debt has a way of piling up faster than the snow in your driveway. (For our Florida members, use your imagination and try not to rub it in.) Here are three strategies for digging your way out of debt.
