“Lake Michigan Credit Union gives me the tools to help homeowners far beyond any organization I’ve ever seen.”
I’m Matt Adler, a Mortgage Loan Originator with Lake Michigan Credit Union, NMLS #138345, based in Troy and serving borrowers in Michigan, Florida, Ohio, Indiana, Illinois, and Wisconsin.
I believe the best mortgage advice starts with understanding what you are trying to accomplish—not simply quoting a rate. Whether you’re buying your first home, building from the ground up, relocating for a new position, or trying to buy before selling your current home, my job is to help you understand your options and build a financing strategy around your situation.
Much of my work involves mortgages that require more planning than a standard preapproval. I specialize in physician and doctor mortgages, construction-to-permanent loans, renovation financing, first-time homebuyer and MSHDA programs, and creative financing strategies for complex transactions. I also regularly help self-employed borrowers, buyers with complicated income, and clients purchasing jumbo homes or unique properties.
Realtors and builders often bring me into a transaction early so we can identify potential issues, set realistic expectations, and keep the financing aligned with the purchase or construction timeline. Clear communication and problem-solving are a major part of how my team and I help protect the transaction.
I’m proud to have been recognized by the Michigan State Housing Development Authority as one of its 2025 Southeast Region Top Loan Officers, along with recognition from national and local mortgage-industry publications. Those accomplishments matter to me, but the real measure of my work is whether my clients feel informed, confident, and well cared for throughout the process.
My relationship with clients does not end at closing. Through my Mortgage Under Management approach, I continue helping homeowners evaluate their mortgage, equity, recasting opportunities, future purchases, and changing financial goals over time.
Outside of mortgage lending, I enjoy spending time with my wife and children, performing with the Royal Oak Symphony Orchestra and Klezundheit!, competing in endurance races, and finding great food.
