Rates
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Certificates of Deposits
- Rates
| Description | Dividend Rate (Interest) | APY | VIP Bonus Rate | VIP Bonus APY |
|---|---|---|---|---|
| 9 Month CD | 3.59% | 3.65% | 3.83% | 3.90% |
Certificates of Deposit
- Rates
| Description | Dividend Rate (Interest) | APY | VIP Bonus Rate | VIP Bonus APY |
|---|---|---|---|---|
| 3 Month CD | 3.11% | 3.15% | 3.35% | 3.40% |
| 5 Month CD | 3.11% | 3.15% | 3.35% | 3.40% |
| 6 Month CD | 3.11% | 3.15% | 3.35% | 3.40% |
| 7 Month CD | 3.11% | 3.15% | 3.35% | 3.40% |
| 8 Month CD | 3.11% | 3.15% | 3.35% | 3.40% |
| 9 Month CD | 3.59% | 3.65% | 3.83% | 3.90% |
| 10 Month CD | 3.11% | 3.15% | 3.35% | 3.40% |
| 11 Month CD | 3.11% | 3.15% | 3.35% | 3.40% |
| 12 Month CD | 3.15% | 3.20% | 3.40% | 3.45% |
| 13 Month CD | 3.15% | 3.20% | 3.40% | 3.45% |
| 14 Month CD | 3.15% | 3.20% | 3.40% | 3.45% |
| 15 Month CD | 3.15% | 3.20% | 3.40% | 3.45% |
| 17 Month CD | 3.15% | 3.20% | 3.40% | 3.45% |
| 18 Month CD | 3.20% | 3.25% | 3.45% | 3.50% |
| 24 Month CD | 3.20% | 3.25% | 3.45% | 3.50% |
| 25 Month CD | 3.20% | 3.25% | 3.45% | 3.50% |
| 30 Month CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 36 Month CD | 3.30% | 3.35% | 3.54% | 3.60% |
| 48 Month CD | 3.45% | 3.50% | 3.69% | 3.75% |
| 60 Month CD | 3.69% | 3.75% | 3.93% | 4.00% |
IRA/HSA Certificates
- Rates
| Description | Dividend Rate (Interest) | APY | VIP Bonus Rate | VIP Bonus APY |
|---|---|---|---|---|
| 3 Month IRA/HSA CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 5 Month IRA/HSA CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 6 Month IRA/HSA CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 7 Month IRA/HSA CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 8 Month IRA/HSA CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 9 Month IRA/HSA CD | 3.74% | 3.80% | 3.98% | 4.05% |
| 10 Month IRA/HSA CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 11 Month IRA/HSA CD | 3.25% | 3.30% | 3.49% | 3.55% |
| 12 Month IRA/HSA CD | 3.30% | 3.35% | 3.54% | 3.60% |
| 13 Month IRA/HSA CD | 3.30% | 3.35% | 3.54% | 3.60% |
| 14 Month IRA/HSA CD | 3.30% | 3.35% | 3.54% | 3.60% |
| 15 Month IRA/HSA CD | 3.30% | 3.35% | 3.54% | 3.60% |
| 17 Month IRA/HSA CD | 3.30% | 3.35% | 3.54% | 3.60% |
| 18 Month IRA/HSA CD | 3.35% | 3.40% | 3.59% | 3.65% |
| 24 Month IRA/HSA CD | 3.35% | 3.40% | 3.59% | 3.65% |
| 25 Month IRA/HSA CD | 3.35% | 3.40% | 3.59% | 3.65% |
| 30 Month IRA/HSA CD | 3.40% | 3.45% | 3.64% | 3.70% |
| 36 Month IRA/HSA CD | 3.45% | 3.50% | 3.69% | 3.75% |
| 48 Month IRA/HSA CD | 3.59% | 3.65% | 3.83% | 3.90% |
| 60 Month IRA/HSA CD | 3.83% | 3.90% | 4.07% | 4.15% |
Disclosures
Where noted, CD rates include 0.25% MORE VIP Relationship Reward Bonus. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term certificate or IRA. Fees may reduce earnings.
