Do more business, without borders
Get wire instructions for business transfers, so you can move money faster — and farther.
How to receive incoming business wires
We make it easy to receive domestic and international wires through your LMCU business account. Just give the sender our info, plus your 12-digit account number, full name, and address
Domestic incoming wire instructions
Send to:
Lake Michigan Credit Union
ABA: 272480678
4027 Lake Dr, Grand Rapids, MI 49546
Beneficiary:
Your 12-digit LMCU account (MICR) number
Your full name
Your address
International incoming wire instructions
Send to:
Lake Michigan Credit Union
SWIFT code/ BIC: LMCNUS33
4027 Lake Dr, Grand Rapids, MI 49546
Beneficiary:
Your 12-digit LMCU account (MICR) number
Your full name
Your address
Wire money worldwide, in less time.
LMCU Wire Origination makes it easy to send wires from your online account and create templates for recurring wires, all without visiting a branch.
World wide wires
Manage domestic & international wire transfers online, without needing to visit a branch.
Wire templates
Create templates for recurring wires to help save on setup time.
Enhanced security
Protect transactions with dual approvals, user permissions, and authentication controls.
Incoming vs. Outgoing
| Feature |
Incoming (receiving) |
Outgoing (sending) |
|
|---|---|---|---|
| Feature | |||
| Domestic wire | $25 | $50 | |
| International | 1 | 2 | |
Receiving wires FAQs
For a domestic wire, the sender needs:
- Send to: Lake Michigan Credit Union, ABA 272480678, 4027 Lake Dr, Grand Rapids, MI 49546
- Beneficiary: your 12-digit LMCU account (MICR) number, your full name, and your address
For an international wire, the sender needs:
- Send to: Lake Michigan Credit Union, SWIFT/BIC LMCNUS33, 4027 Lake Dr, Grand Rapids, MI 49546
- Beneficiary: your 12-digit LMCU account (MICR) number, your full name, and your address
In Online Banking:
- Log in using your username and password.
- Select the account you’d like the wire to be sent to.
- Find your MICR number in the Account Details box on the right side of the screen.
In our mobile app:
- Log in using your username and password.
- Select Account Info from the menu.
- Select MICR/Routing Number.
- Find the account you want and its corresponding MICR number in the list.
Incoming wire funds are credited and available as soon as we receive notification of the wire. If any required information is missing or incorrect, the wire may be delayed or returned.
The incoming domestic wire fee is $10 and the incoming international wire fee is $15. See the fee table above for outgoing wires.
Sending wires FAQs
Contact us or call (833) 649-2106 to learn more and set up Wire Origination
Yes. Wire Origination lets you set up and send wires from your account online, giving your business more flexibility, transparency, and security when sending money domestically or internationally. Contact the Treasury Management team at (833) 649-2106 to get started.
Specific requirements vary by the recipient’s financial institution, so check with the recipient first. You’ll typically need:
- The recipient financial institution’s routing number and address
- The recipient’s complete name and physical address
- The account number where the money should be deposited
You must also have guaranteed funds available in your account before the wire can be sent.
We charge $25 for domestic wires and $50 for international wires. Additional Treasury Management service fees may apply. Please contact our Wire Department at (800) 242-9790 ext. 9950 with any additional questions.
Please contact our Wire Department at (800) 242-9790 Ext. 9950.
Need a hand with a wire?
Our Wire Department is available at (800) 242-9790 ext. 9950.
