Your membership comes with the best kind of fine print.
Beyond all the great rates, accounts, and cards available to you at LMCU, you should also be aware of the many extras that come with membership. That’s what this page is about.
The perks, bennies, and add-ons you may not know you have.
Most of them come standard, like the rewards, offers, money know-how — and a credit union that reinvests in your neighborhood. Read on.
The basics. But better.
The accounts, rates, and rewards that work quietly in the background to make your money go further.
MORE Rewards→
Every account you already have quietly earns you something extra. LMCU's MORE Rewards program turns everyday banking into real points and perks. The more you bank, the more you get.
Rates & Accounts→
Checking and savings are checking and savings, until you look a little closer. Options for accounts with no monthly fees and no minimums, and rates built to reward you for staying1.
Your fun clause.
Ticket discounts, contests, local events, and more. Your LMCU membership has an “all-access” side, and it shows up all the time.
Contests & Events→
Current contests, member events, and how to enter, all in one place. Some perks come with a deadline, so check in often.
Current Offers→
Ticket discounts, seasonal deals, and member-only offers. New ones show up often, so this is a good page to bookmark.
Extra Credit
LMCU’s Wallet Wisdom brings articles, courses, and tools together in one place, so money questions get easier, not scarier.
More surprises and delights.
Every LMCU membership helps fund a bevy of local programs: scholarships, schools, food banks, neighborhoods, and more. Here's where that shows up.
Community Impact→
See where LMCU's giving does so much good: at the local nonprofits, in area classrooms, and with your neighbors who need a hand.
Community Education→
We offer Financial Wellness courses for schools and community partners in your neighborhood.
Your membership goes beyond banking
Good things are better shared
Now you know the perks. If you know someone who'd love them too, encourage them to become a member alongside you. It takes minutes to join.
Questions About Member Perks?
Quick answers on how LMCU member benefits work and where to find them.
They’re more than discounts. LMCU's credit union perks can include rewards, special offers, contests and events, money know-how, personalized insights, business benefits, and ways your membership supports local communities.
Most perks are open to every LMCU member. A few offers, events, contests, or partner resources come with their own eligibility rules, so check the details on each one for availability, timing, and next steps.
Log in to online or mobile banking and look for My Offers. If you're eligible, you'll see offers and pre-approvals built around your own relationship with LMCU.
We offer fraud education, account security guidance, and resources to help you spot scams, protect your personal information, and bank with more confidence. Visit the Security Center or contact us directly for hands-on help.
Yes. As an LMCU Ballpark partner, members get exclusive ticket perks and event access tied to the West Michigan Whitecaps partnership, plus everyday rewards that build the more you bank with us.
Log in to online banking and look under Services in the main menu. Your MORE score reflects your accounts and activity with LMCU. It's also what determines your relationship level and the perks that come with it.
Just in Case
Membership can also connect you to trusted partners for insurance and protection, should you ever need them.
LifeLock Protection
Identity theft protection resources and member savings through LifeLock, built to help you monitor your information and act fast if something looks off.
Minnesota Life AD&D
Learn about accidental death and dismemberment coverage, including no-cost benefits that some eligible members may already have.
Disclosures
All featured LMCU members were compensated for their time.
Overdraft/returned item fees may apply. Fees may reduce earnings. Rates are subject to change after account opening.
