Banking & Managing Money
12 articles found
Kick Off 2026 With Clarity: How to Set Financial Goals That Actually Stick
The start of a new year has a way of making us pause and reflect — especially when it comes to our finances. After holiday spending, rising costs of living, and the realities of everyday expenses, many of us find ourselves asking the same question:
How to open a share within online banking
Add to your LMCU membership with ease.
Simplify Budgeting with the 50/30/20 Approach
Budgeting can be tough, especially if debt has already started piling up — or the amount you think you’re spending doesn’t match up with your credit card statement. That’s why it can be helpful to start with a flexible framework that makes it easy to visualize your spending and saving habits, while still allowing you to have some fun with your money.
Pay off debt sooner with balance transfers
It’s easy to get wrapped up in the hustle and bustle of holiday spending. So much so, that sometimes you spend more than you planned. However, here at LMCU, we’re hopeful a balance transfer might help! Hear what our lending expert, Joe Batt, has to say on transferring credit card balances after the holidays.
Shopping small for the holidays
If you’re an avid user of online shopping and store-to-door delivery subscriptions, figuring out where to make changes could be a challenge. Never fear, LMCU is here!
Make sure you’re on the nice list with your holiday spending this year.
Use these tips this holiday season to shop for your loved ones.
Digital Wallets
What’s the Deal with Digital Wallets? If you’re looking for a great way to stay organized digital wallets might be for you. No more fumbling for cash or plastic. Simply use your smartphone, pay, and be on your way.
How Technology can Help you Manage your Finances
All of us are seeking out ways to make being an adult a little easier. Managing your finances can be a chore, but you may be able to use technology to your advantage. Here are a few tips and tricks you may not be using yet that could help streamline your process.
Spending Your Savings on Purpose
Three Ways to Make the Most Out of Your Savings. You’ve made a budget. You’ve stuck to your budget. And you’ve finally managed to have money left over at the end of every month. Congratulations! Now comes the tricky part: what to do with that extra cash?
Plan ahead for the holiday budget crunch
Every year, millions of Americans celebrate the holidays with traditions such as throwing parties and buying gifts for family and friends. Unfortunately, many also participate in a tradition that lands them in debt -- spending more than they can afford.This year, break the buy-now, worry-later habit by creating -- and sticking to -- a special holiday spending plan. It won’t take long, and you’ll still be able to spread cheer without completely draining your wallet.
Mobile Authenticator offers increased online banking security
Mobile authenticator is an added level of protection when logging on to online banking from your PC. The mobile authenticator generates a one-time, time-sensitive, six-digit code directly on your smart phone. When prompted, you’ll enter this code into LMCU’s online banking login. To learn more visit LMCU.org/MobileAuthenticator.
Keep Track of How Much Joy You’re Spreading (and Spending)
‘Tis the season for giving…and giving…and giving. And all that giving can be hard to keep track of. Don’t worry, our budget tool located within Online Banking can help. Here are just a few of the features:
