Member Perks

You get extra benefits, just for being an LMCU member! Get the most out of your Lake Michigan Credit Union membership and check out the many perks below. Check back frequently.

LMCU Ballpark ›

LMCU Ballpark

Our partnership with the West Michigan Whitecaps offers:

  • Exclusive perks and ticket discounts for LMCU members
  • Events at LMCU Ballpark throughout the year
  • Unique opportunities to impact the West Michigan community

Come see what’s happening at LMCU Ballpark!

Shop for a Vehicle ›

Shop for a vehicle

Shop for your next vehicle with one of our preferred dealer partners while conveniently getting your auto financing at the same time.

West Michigan dealers available now with more locations coming soon!

LegalShield ›


Protect your family with affordable legal services.

Get help handling renter-landlord disputes, divorce proceedings, car accident fees and points and more.

Members receive a 25% discount for access to legal advice and local attorney representation for only $18.95/month.

AD&D Insurance ›

Minnesota Life Insurance

Members 18 and older can enroll to receive $2,000 complimentary Accidental Death and Dismemberment (AD&D) insurance coverage underwritten by Minnesota Life Insurance Company. Additional coverage can be purchased at group rates.

All questions regarding Minnesota Life's policy should be addressed by Minnesota Life at (877) 309-6576. This includes questions regarding the cancellation of coverage. LMCU has no access to Minnesota Life's records/files, and therefore cannot verify or cancel coverage.

Tax Services

discounts on HR block and turbo tax services
  • TurboTax - save up to $20 on TurboTax Federal Products including the LIVE Edition
  • H&R Block - new customers save $25 off In-Office services, and returning customers receive H&R Block Tax Identity Shield for free ($35 value)

TracFone ›


Save up to $360 per year on your wireless bill by switching to no-contract wireless.

2022 Spring Parade of Homes

spring parade of homes discounts
  • HBA of Southeastern Michigan
    When: June 1-30
    Details: FREE event. Pick up your free HBA of Southeastern Parade Magazine at an LMCU Southeastern Michigan branch
  • HBA of Greater Grand Rapids Parade of Homes
    When: June 17-25
    Details: Tickets are $15 if purchased at the home, at Greater Grand Rapids HBA, or online. Tickets are $10 if purchased at an LMCU Greater Grand Rapids branch ($5 discount)