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Your Financial Check-In Starts Here
Explore assessments that help you build confidence and make informed financial decisions.
Gain insight into your overall financial health and receive personalized recommendations to help you reach your goals.
Get My Wellness ScoreUnderstand how financial stress may be affecting your well-being and discover resources that can help.
Get My Stress ScoreLearn how your beliefs about money influence your financial decisions and uncover opportunities for growth.
Discover My Money Mindset
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Debt Consolidation Loan Calculator
See how consolidating debt with LMCU could lower your monthly payments and simplify your finances.
Personal Loan Calculator
Estimate monthly payments on a personal loan with LMCU. Compare terms to find the right fit for your goals.
Auto Refinance Calculator
See how much you could save by refinancing your auto loan with LMCU. Estimate your new monthly payment.
Boat Loan Calculator
Use LMCU's boat loan calculator to estimate monthly payments and find financing that fits your budget.
RV Loan Calculator
Estimate monthly payments on your RV loan with LMCU's calculator. Plan your adventure with confidence.
Auto Loan Calculator
Calculate your monthly auto loan payment with LMCU. Compare terms and rates to find a plan that fits your budget.
Aircraft Loan Calculator
Calculate estimated payments on an aircraft loan with LMCU. Plan your financing before you take flight.
How your credit score keeps score
Are we alone in the universe? Is Bigfoot real? How is your credit score determined? These are the great mysteries of our time. And while we can’t help you with the first two, we can shed some light on your credit score. For better or worse, your score plays an important role in the mortgage process. The national average is 704, and the higher your score, the lower your interest rate. While a lower score can keep you from getting approved all together.
6 Ways to Simplify Car Buying
Getting a new car is fun but nobody gets excited about an all-day haggle-fest at a car dealership. You can do most of the legwork from your computer or mobile device to save time and energy. Follow these steps to simplify the car-buying process and find the best ride faster.
New year. Fresh start.
Welcome to a new year! Now is the time for a fresh start and some new goals. A good goal must be specific, measurable, achievable, and realistic. When it comes to personal finance, it’s easy to get overly ambitious and lose steam within a few weeks. Big dreams like saving for the future, or becoming debt free, are often far too lofty and vague to be attainable. Instead, we’ve broken down four mini goals, or challenges, for the month of January to get you thinking about your finances.
Summer goes by fast. Keep up with a boat or RV loan.
When your first name is “Lake”, you’re sort of required to offer the best boat loans. And with a middle name like “Michigan”, RVs are a must, too.
The benefits of a credit card without the interest rate of a credit card
A home equity line of credit lets you borrow and spend money just like a credit card. But unlike a credit card, the interest rate is tied to the prime rate. With the prime rate at historically low levels you can access credit at a fraction of what most credit cards charge. Use the money for any immediate needs, or pay off high-interest debt.
Browse, finance, buy...all under one sun roof
Now you can shop for thousands of makes and models, compare prices from dozens of our preferred dealers, and even apply for an auto loan…all without ever leaving your driveway. Just go to LMCU.cudlautosmart.com.
Prime Platinum is the nation's best low-rate credit card
NerdWalletTM recently ranked our Prime Platinum the best low–rate card in the country.**** With an interest rate as low as prime + 3.00% (7.75% APR†), plus no annual fee, it’s the ideal card if you carry a month-to-month balance, or want to consolidate high-interest debt.
Spread cheer. Earn rewards.
Carrots, coal, and a corn cob pipe. It’s not your usual shopping list. But with our Max Rewards credit card, you can earn cash back on anything and everything you buy during the holidays — including 3% on gas,** 2% on groceries, 2% on restaurants (Signature card only) and 1% on everything else (like that old silk hat you found). It all adds up to the hap-happiest savings of all.
Low auto rates turn every ride into a joyride
Mini rates for your minivan. Low interest for your low-rider. Below market rates for your SUV or RV. Whatever type of vehicle you plan on buying, pay less each month with an LMCU auto loan. Get started at LMCU.org/AutoLoans.
Max Rewards—Stuff Your Stockings Without Emptying Your Wallet
From stocking stuffers to ugly sweaters, gas to groceries, LMCU’s Max Rewards Visa Credit Card pays you cash back or points on every purchase—including 3% on gas, 2% on groceries, and 1% on everything else. And if you’re a Signature Max Rewards Credit Card cardholder, you’ll also get 2% back on restaurants and dining. It happens automatically with every purchase, so Santa can be extra generous this year.
Fun Games. Smart Money Skills.
Help your child build confidence with money through interactive games that teach saving, spending, budgeting, and goal setting in a fun and engaging way. It's an easy way to introduce lifelong financial habits while keeping learning exciting.
