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Retirement

Traditional vs Roth Calculator

Compare Traditional and Roth IRAs with LMCU's calculator to see which retirement account fits your goals.

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Your money’s in good hands here

Get help with account security, learn how to avoid common scams, and know what steps to take if something feels off.

More tools of the trade

Equip yourself to bank on the go, manage payments, stay informed, and handle everyday banking with confidence. 

Using your digital tools→

Explore simple ways to stay connected to your accounts, make payments, and manage everyday banking with confidence. 

Pay your bills→

Learn how to manage payments, alerts, statements, and all our mobile banking tools. 

Get a Digital Wallet→

Use digital banking with confidence.

Explore our Podcast

Tune in to our Wallet Wisdom podcast where we help breakdown the in's & out's of financial aspects to bring answers to some of banking's more confusing and complex questions.

Podcasts & Multimedia

Wallet Wisdom Podcast | Ep 62: How to Launch Your Small Business: 5 Essential Steps for Success

Learn 5 essential steps for launching a small business successfully. From realistic projections to leveraging resources, ensure your entrepreneurial journey is well-planned.

Podcasts & Multimedia

Fraud Is Evolving: What You Need to Know to Stay Safe | Wallet Wisdom Podcast Episode 59

Learn 5 crucial strategies to protect yourself from financial fraud. Understand the evolving threats and how to stay safe in today’s digital world.

Podcasts & Multimedia

Wallet Wisdom Podcast: How Credit Unions Compare to Banks

Featuring Guest Patty Corkery, President & CEO of Michigan Credit Union League Most people think banks and credit unions are basically the same but they’re not. One is built to serve shareholders. The other is built to serve you.

Podcasts & Multimedia

How The Latest Fed Rates Impact Your Budget & Borrowing Power

In the latest episode of Wallet Wisdom, host Brett sits down with LMCU’s VP of Accounting, Tommy Minchew, and SVP of Finance, Mike Steele, to demystify one of the most talked-about financial topics with this latest decision to maintain interest rates by the Federal Reserve and how it impacts your wallet*. Whether you’re a saver, borrower, or somewhere in between, this episode is packed with practical advice to help you navigate today’s economic landscape.

Calculators

Whether you're buying a home, paying off debt, or growing your savings, our free calculators can help you understand the numbers and plan ahead.

Saving & Investing

CD Interest Calculator

Estimate your CD earnings with LMCU's free calculator. See how term length and rate affect your savings growth over time.

Credit & Debt

Auto Loan Calculator

Calculate your monthly auto loan payment with LMCU. Compare terms and rates to find a plan that fits your budget.

Homeownership

Mortgage Calculator

Estimate your monthly mortgage payment with LMCU. Factor in rate, term, and down payment to plan ahead.

Homeownership is possible.

We help thousands of people buy homes, every year. Want to be one of them? Explore all our pathways to homeownership, plus tools and support to help you take the first step. 

LMCU members standing in their living room

Homebuying HQ

Compare mortgages

Explore mortgage options designed for every stage of your homeownership journey—from first homes to forever homes and everything in between.

First-time homebuyer help

Buying your first home doesn't come with a manual—but it does come with support. Explore resources, tools, and mortgage options designed to help you feel confident from house hunting to closing day.