Ready to achieve your financial dreams with confidence?

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Students

College Savings Calculator

Estimate how much to save for college with LMCU's calculator. Plan ahead for tuition and other costs.

Podcasts & Multimedia

Paying for college responsibly

Use the 1-2-3 approach to help your student pay for college When you’re planning for college, the first question is often which school to choose. But equally as important is the question of how you’ll pay for it. That’s why we’ve partnered with Sallie Mae® to bring you their 1‑2‑3 approach to paying for college. These three steps can help you make more informed, responsible financial decisions for a big investment in your future.

Money Basics

5 Steps to Furnish Your Dorm Room on a Budget

Dorm rooms are created with efficiency in mind: a place to sleep, a place to study and a place for your clothes. If you’re in the market for figuring out how to change things up, here are a few budget-minding ideas on how to do so!

Homeownership

Consolidate debt, pay for your student’s college or make home improvements with our Home Equity Loans

With a LMCU Home Equity loan,* you can trade high interest rates, such as on credit cards, for something that’s easier on your budget. We offer two types of loans depending on how you want to put the equity in your home to work.

Person sitting on a couch with a small white dog, looking at a laptop in a sunlit room with wood-paneled walls.

Your money’s in good hands here

Get help with account security, learn how to avoid common scams, and know what steps to take if something feels off.

More tools of the trade

Equip yourself to bank on the go, manage payments, stay informed, and handle everyday banking with confidence. 

Using your digital tools→

Explore simple ways to stay connected to your accounts, make payments, and manage everyday banking with confidence. 

Pay your bills→

Learn how to manage payments, alerts, statements, and all our mobile banking tools. 

Get a Digital Wallet→

Use digital banking with confidence.

Explore our Podcast

Tune in to our Wallet Wisdom podcast where we help breakdown the in's & out's of financial aspects to bring answers to some of banking's more confusing and complex questions.

Podcasts & Multimedia

Wallet Wisdom Podcast | Ep 62: How to Launch Your Small Business: 5 Essential Steps for Success

Learn 5 essential steps for launching a small business successfully. From realistic projections to leveraging resources, ensure your entrepreneurial journey is well-planned.

Podcasts & Multimedia

Fraud Is Evolving: What You Need to Know to Stay Safe | Wallet Wisdom Podcast Episode 59

Learn 5 crucial strategies to protect yourself from financial fraud. Understand the evolving threats and how to stay safe in today’s digital world.

Podcasts & Multimedia

Wallet Wisdom Podcast: How Credit Unions Compare to Banks

Featuring Guest Patty Corkery, President & CEO of Michigan Credit Union League Most people think banks and credit unions are basically the same but they’re not. One is built to serve shareholders. The other is built to serve you.

Podcasts & Multimedia

How The Latest Fed Rates Impact Your Budget & Borrowing Power

In the latest episode of Wallet Wisdom, host Brett sits down with LMCU’s VP of Accounting, Tommy Minchew, and SVP of Finance, Mike Steele, to demystify one of the most talked-about financial topics with this latest decision to maintain interest rates by the Federal Reserve and how it impacts your wallet*. Whether you’re a saver, borrower, or somewhere in between, this episode is packed with practical advice to help you navigate today’s economic landscape.

Calculators

Whether you're buying a home, paying off debt, or growing your savings, our free calculators can help you understand the numbers and plan ahead.

Saving & Investing

CD Interest Calculator

Estimate your CD earnings with LMCU's free calculator. See how term length and rate affect your savings growth over time.

Credit & Debt

Auto Loan Calculator

Calculate your monthly auto loan payment with LMCU. Compare terms and rates to find a plan that fits your budget.

Homeownership

Mortgage Calculator

Estimate your monthly mortgage payment with LMCU. Factor in rate, term, and down payment to plan ahead.

Homeownership is possible.

We help thousands of people buy homes, every year. Want to be one of them? Explore all our pathways to homeownership, plus tools and support to help you take the first step. 

LMCU members standing in their living room

Homebuying HQ

Compare mortgages

Explore mortgage options designed for every stage of your homeownership journey—from first homes to forever homes and everything in between.

First-time homebuyer help

Buying your first home doesn't come with a manual—but it does come with support. Explore resources, tools, and mortgage options designed to help you feel confident from house hunting to closing day.