What You Can Do
A few minutes of setup makes your accounts much harder to crack.
A little setup now. A lot less to worry about later.
You've got LMCU in your corner. These are the small moves that keep you a step ahead of trouble, and most take just a couple of minutes.
Review your credit report
Once a year, it's worth a look: read through your credit reports carefully, even if nothing seems off. You're entitled to a free copy from each of the three national credit reporting agencies, no strings attached. Get yours at AnnualCreditReport.com, or call 877-FACTACT (1-877-322-8228). You can also go straight to each agency: Equifax at (800) 525-6285, Experian at (888) 397-3742, or TransUnion at (800) 680-7289. Keep an eye out for credit inquiries from companies you don't recognize, accounts you never opened, and debts that don't add up. Those are the early warning signs of fraud or identity theft.
Stay safe, stay secure
Monitor your transactions and report anything suspicious from wherever you are. Freeze a card, check recent activity and set up alerts right from the LMCU mobile app.
Keep your cards and devices safe
Freezing a lost card, guarding your PIN, staying alert at the ATM and locking down your phone and computer — the habits that keep everyday access to your money out of the wrong hands.
