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Podcasts & Multimedia

Fraud Is Evolving: What You Need to Know to Stay Safe | Wallet Wisdom Podcast Episode 59

Learn 5 crucial strategies to protect yourself from financial fraud. Understand the evolving threats and how to stay safe in today’s digital world.

Security & Fraud Prevention

How to keep your tax information safe this year.

Tax season is busy. And yes, that's exactly why it’s prime time for scammers. But here's the good news: with a few smart moves, you can protect yourself and your sensitive financial information.

Security & Fraud Prevention

Top-of-the-Line Security is Our Top Priority: How We Protect Your Accounts

You trust us with your money, and we take that trust seriously. While scammers and hackers may try to access your account through illicit means, we have an entire team dedicated to stopping them in their tracks. Here’s an overview of just a few of the things we do to foil fraudsters and keep your savings safe.

Security & Fraud Prevention

'Tis the Season to Stay Safe: Watch Out for These Common Holiday Scams

It’s the season of giving. But for crafty scammers and fraudsters, it’s also the season for taking advantage of the kindness and trust that everyone else is spreading so merrily. Keep your money safe from these would-be Grinches by keeping an eye out for a few of the most popular methods bad actors use to exploit your goodwill.

Security & Fraud Prevention

Your Keys to Account Security: How to Keep Your LMCU Accounts Safe

At LMCU, we work tirelessly to ensure the money you entrust us with stays safe from hackers, scammers, and fraudsters. And while we love helping you at every step of your financial journey, we can’t be there with you everywhere you go. So whether you’re close to home or far from it, there are always additional precautions you can take to keep your accounts and personal information secure. Here are some of our top tips for making sure your money stays, well, yours.

Podcasts & Multimedia

Credit vs. debit: Which is safer to use?

If you use your debit card for most of your purchases, you may want to consider using a credit card instead. Fraud is on the rise and becoming more sophisticated. According to the Federal Trade Commission, Americans lost $5.8 billion to fraud in 2021, up 70% from 2020. Protecting your money is more important than ever, and, in most cases, credit cards provide more fraud protection benefits compared to debit cards.

Podcasts & Multimedia

October is for Halloween, pumpkin spice, and Cybersecurity Awareness Month!

Cybersecurity Awareness Month was created in October 2004 by the National Cyber Security Alliance and the U.S. Department of Homeland Security. Its purpose began as an effort for Americans to stay safer online.

Security & Fraud Prevention

National Cybersecurity Awareness Month

Held every October, National Cybersecurity Awareness Month (NCSAM) is a collaborative effort between government and industry to ensure every American has the resources they need to stay safe and secure online, while increasing the resilience of the Nation against cyber threats.

Security & Fraud Prevention

Mobile Authenticator offers increased online banking security

Mobile authenticator is an added level of protection when logging on to online banking from your PC. The mobile authenticator generates a one-time, time-sensitive, six-digit code directly on your smart phone. When prompted, you’ll enter this code into LMCU’s online banking login. To learn more visit LMCU.org/MobileAuthenticator.

Security & Fraud Prevention

Protect Your Identity— It’s The Only One You’ve Got

Identity theft is when someone steals your personal information in order to take over or open new accounts, file fake tax returns, rent or buy properties, or do other criminal things in your name. There’s a new victim of identity theft every two seconds*.

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Your money’s in good hands here

Get help with account security, learn how to avoid common scams, and know what steps to take if something feels off.

More tools of the trade

Equip yourself to bank on the go, manage payments, stay informed, and handle everyday banking with confidence. 

Using your digital tools→

Explore simple ways to stay connected to your accounts, make payments, and manage everyday banking with confidence. 

Pay your bills→

Learn how to manage payments, alerts, statements, and all our mobile banking tools. 

Get a Digital Wallet→

Use digital banking with confidence.

Explore our Podcast

Tune in to our Wallet Wisdom podcast where we help breakdown the in's & out's of financial aspects to bring answers to some of banking's more confusing and complex questions.

Podcasts & Multimedia

Wallet Wisdom Podcast | Ep 62: How to Launch Your Small Business: 5 Essential Steps for Success

Learn 5 essential steps for launching a small business successfully. From realistic projections to leveraging resources, ensure your entrepreneurial journey is well-planned.

Podcasts & Multimedia

Fraud Is Evolving: What You Need to Know to Stay Safe | Wallet Wisdom Podcast Episode 59

Learn 5 crucial strategies to protect yourself from financial fraud. Understand the evolving threats and how to stay safe in today’s digital world.

Podcasts & Multimedia

Wallet Wisdom Podcast: How Credit Unions Compare to Banks

Featuring Guest Patty Corkery, President & CEO of Michigan Credit Union League Most people think banks and credit unions are basically the same but they’re not. One is built to serve shareholders. The other is built to serve you.

Podcasts & Multimedia

How The Latest Fed Rates Impact Your Budget & Borrowing Power

In the latest episode of Wallet Wisdom, host Brett sits down with LMCU’s VP of Accounting, Tommy Minchew, and SVP of Finance, Mike Steele, to demystify one of the most talked-about financial topics with this latest decision to maintain interest rates by the Federal Reserve and how it impacts your wallet*. Whether you’re a saver, borrower, or somewhere in between, this episode is packed with practical advice to help you navigate today’s economic landscape.

Calculators

Whether you're buying a home, paying off debt, or growing your savings, our free calculators can help you understand the numbers and plan ahead.

Saving & Investing

CD Interest Calculator

Estimate your CD earnings with LMCU's free calculator. See how term length and rate affect your savings growth over time.

Credit & Debt

Auto Loan Calculator

Calculate your monthly auto loan payment with LMCU. Compare terms and rates to find a plan that fits your budget.

Homeownership

Mortgage Calculator

Estimate your monthly mortgage payment with LMCU. Factor in rate, term, and down payment to plan ahead.

Homeownership is possible.

We help thousands of people buy homes, every year. Want to be one of them? Explore all our pathways to homeownership, plus tools and support to help you take the first step. 

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Homebuying HQ

Compare mortgages

Explore mortgage options designed for every stage of your homeownership journey—from first homes to forever homes and everything in between.

First-time homebuyer help

Buying your first home doesn't come with a manual—but it does come with support. Explore resources, tools, and mortgage options designed to help you feel confident from house hunting to closing day.