Business checking solutions that scale with you.
Manage your cash flow, control costs, and access tools to help your business grow with confidence.
Run your business a little smoother, each day.
Grow bigger. Get paid faster. Manage cash flow more effectively. Stay in control. Our Business Enhanced Checking account’s digital banking tools and flexible features help you do all this and more.
Manage cash flow
Whether funds come in or go out, you’ll know about it. Our tools help you monitor and adapt.
Keep costs low
Minimize fees with flexible pricing designed to grow with your business.
Scale confidently
As your business gets bigger, so will the amount of activity your account can handle.
Enhance your business checking.
- $15 monthly maintenance fee, waived on average monthly balances of $10,000+
- 250 monthly items, with additional items for $0.40 each
- Free online banking
- Free mobile banking1
- $20,000 in free currency deposits and withdrawals per month, with a 0.10% fee on additional amounts
Compare similar business checking accounts, or see all of them here.
We don’t believe in “one size fits all” banking solutions. As proud supporters of businesses big and small, we have a business checking account designed with your needs and goals in mind.
| Feature |
Business Standard Checking |
Business Enhanced Checking |
Business Interest Checking |
Business Performance Checking |
|
|---|---|---|---|---|---|
| Feature | Businesses looking for the simplest possible checking account. |
Businesses looking for a checking account with room to grow. |
Businesses that want to earn more on their money. |
Businesses with a high number of monthly transactions. |
|
| Free monthly items | 50 | 250 | 300 | 500 | |
| Monthly fee | None | $15, waived on average monthly balances of $10,000+ | $20 | $30, waived on average monthly balances of $20,000+ | |
| Interest | None | None | Up to 0.20% APY | None | |
| Learn More | Learn More | Learn More | Learn More |
Business Enhanced Checking FAQs
Yes! Our Business Enhanced Checking account is designed for growing businesses that need more flexibility than a basic business checking account offers.
Business Enhanced Checking is ideal if your business:
- Has a moderate monthly transaction volume
- Wants to manage costs carefully and minimize monthly fees
- Needs access to digital banking tools that support day-to-day cash flow.
If you’re looking for a business checking account that earns interest, allows for more free monthly items, or offers access to Treasury Management solutions, check out all of our business checking account options.
Yes, our Business Enhanced Checking account charges a $15 monthly maintenance fee, but this fee is waived if your business has a monthly balance of $10,000 or more.
Business Enhanced Checking accountholders get 250 monthly items — which includes deposits, withdrawals, checks, ACH, debit card purchases, and other transactions — for free, as well as up to $20,000 in free currency deposits and withdrawals.
Additional items are $0.40 each, while a 0.10% fee is charged on additional currency deposits and withdrawals.
Our Business Enhanced Checking comes with free digital and mobile banking access.
Through LMCU Online Banking and our official LMCU mobile app, you can review your balance, monitor account activity, and make transactions.
No. If you’re interested in a business checking account with Treasury Management services built in, you may be interested in our Analysis Checking account.
Let’s get started.
We’d love to be your business’s best financial friend.
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