Business Performance Checking

High-volume, high-performance business checking

Process up to 500 items each month while keeping costs low and convenience high.

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Your business is on the up and up. You need a checking account that can keep up.

Our Business Performance Checking can accommodate high-volume monthly transactions, while keeping fees minimal and on-the-go access simple.

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Keep cash flowing

Enjoy 500 free items, plus $20,000 in free currency deposits and withdrawals per month.

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Skip the fee

$30 monthly maintenance fee is waived with an average monthly balance of $20,000+.

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Access, anywhere

Pay bills and make transactions: online or from your phone.

Compare similar business checking accounts, or see all of them here.

We don’t believe in “one size fits all” banking solutions. As proud supporters of businesses big and small, we have a business checking account designed with your needs and goals in mind.

Feature	Business Standard Checking	Business Enhanced Checking	Business Interest Checking	Business Performance Checking
Feature	Businesses looking for the simplest possible checking account.	Businesses looking for a checking account with room to grow.	Businesses that want to earn more on their money.	Businesses with a high number of monthly transactions.
Free monthly items	50	250	300	500
Monthly fee	None	$15, waived on average monthly balances of $10,000+	$20	$30, waived on average monthly balances of $20,000+
Interest	None	None	Up to 0.20% APY	None
	Learn More	Learn More	Learn More	Learn More

Business Performance Checking FAQs

Our Business Performance Checking is designed for high-volume businesses who want a checking account that will have their back, without holding them back.

A Business Performance Checking account could be just what you’re looking for if your business:

Has a high monthly transaction volume.
Plans to carry an average monthly balance of $20,000+.
Needs access to digital banking tools that support day-to-day cash flow.

If you’re looking for a business checking account that allows for more unlimited monthly items or offers access to Treasury Management solutions, check out all of our business checking account options.

Yes, our Business Interest Checking account charges a $30 monthly maintenance fee, but this fee is waived on average monthly balances of $20,000+.

Business Performance Checking account holders get 500 monthly items for free — which includes deposits, withdrawals, checks, ACH, debit card purchases, and other transactions — as well as up to $20,000 in free currency deposits and withdrawals.

Additional items are $0.35 each, while a 0.10% fee is charged on additional currency deposits and withdrawals.

No, Business Performance Checking is primarily designed around its ease of use and higher monthly transaction capacity. If earning interest is your business’s priority, our Business Interest Checking account may be a better fit.

Our Business Performance Checking comes with free digital and mobile banking access.

Through LMCU Online Banking and our official LMCU mobile app, you can review your balance, monitor account activity, and make transactions.

No. If you’re interested in a business checking account with Treasury Management services built in, consider checking out our Analysis Checking account.