Business Standard Checking

Simplified checking, for streamlined cash flow.

If your business processes a low number of monthly transactions, we'll help you do it at an even lower cost.

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A low-cost, low-transaction, zero-stress business checking account.

As a business owner, you’ve got enough on your to-do list. We’ll check “checking” off for you, by simplifying your monthly transactions and streamlining your cash flow.

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No monthly fee

Enjoy 50 monthly items — and 0 monthly maintenance fees.¹

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Keep cash flowing

With $20,000 in free monthly currency deposits and withdrawals.²

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Access, anywhere

Pay bills and make transactions: online or from your phone.

Compare similar business checking accounts, or see all of them here.

We don’t believe in “one size fits all” banking solutions. As proud supporters of businesses big and small, we have a business checking account designed with your needs and goals in mind.

Feature	Business Standard Checking	Business Enhanced Checking	Business Interest Checking	Business Performance Checking
Feature	Businesses looking for the simplest possible checking account.	Businesses looking for a checking account with room to grow.	Businesses that want to earn more on their money.	Businesses with a high number of monthly transactions.
Free monthly items	50	250	300	500
Monthly fee	None	$15, waived on average monthly balances of $10,000+	$20	$30, waived on average monthly balances of $20,000+
Interest	None	None	Up to 0.20% APY	None
	Learn More	Learn More	Learn More	Learn More

Business Standard Checking FAQs

If you’re looking for a basic business checking account designed to simplify your monthly cash flow, our Business Standard Checking could be just what you need. It’s a strong fit if you:

Typically make 50 or fewer transactions per month (includes checks, ACH, and debit card).
Make $20,000 or less in currency deposits and withdrawals.
Want to avoid monthly checking account fees.
Are looking for digital banking tools that make account access easy.

If you’re looking for a business checking account that earns interest, allows for more free monthly transactions, or offers access to Treasury Management solutions, check out our other business checking account options.

Our Business Standard Checking account charges no monthly maintenance fees. The only costs you might pay would be:

$0.50 for each additional item beyond the account’s 50-item per month limit.
A 0.10% fee on currency deposits beyond the account’s $20,000 monthly limit.
A one-time membership fee of $5 if you aren’t already an LMCU member.

To approve your business for a Business Standard Checking account, we’ll just need to confirm that you’re an actual business! That means you’ll need to provide: