Business Interest Checking

A business checking account that earns its keep.

Stay on top of everyday business, all while earning a little extra interest on top.

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Bigger business calls for a more interesting checking account.

You’re getting more sales, more employees, and maybe even more locations: you should be earning more interest¹ on your business checking account, too — without compromising on efficiency.

See how much you could earn.

Business Interest Checking - Rates

Account	Dividend Rate (Interest)	APY
Business Interest Checking Account	0.00%	0.00%
Business Interest Checking Account — $2,500 - $9,999.99	0.10%	0.10%
Business Interest Checking Account — $10,000 - $24,999.99	0.10%	0.10%
Business Interest Checking Account — $25,000 - $99,999.99	0.15%	0.15%
Business Interest Checking Account — $100,000 - $499,999.99	0.20%	0.20%
Business Interest Checking Account — $500,000 +	0.20%	0.20%

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Earn interest

It’s simple: the higher your balance, the more you’ll earn each month.

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Keep cash flowing

Enjoy 300 free items, plus $20,000 in free currency deposits and withdrawals per month.

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Access, anywhere

Pay bills and make transactions: online or from your phone.

Compare similar business checking accounts, or see all of them here.

We don’t believe in “one size fits all” banking solutions. As proud supporters of businesses big and small, we have a business checking account designed with your needs and goals in mind.

Feature	Business Standard Checking	Business Enhanced Checking	Business Interest Checking	Business Performance Checking
Feature	Businesses looking for the simplest possible checking account.	Businesses looking for a checking account with room to grow.	Businesses that want to earn more on their money.	Businesses with a high number of monthly transactions.
Free monthly items	50	250	300	500
Monthly fee	None	$15, waived on average monthly balances of $10,000+	$20	$30, waived on average monthly balances of $20,000+
Interest	None	None	Up to 0.20% APY	None
	Learn More	Learn More	Learn More	Learn More

Business Interest Checking FAQs

Yes! Our Business Enhanced Checking account is designed for growing businesses that need more flexibility than a basic business checking account offers.

Business Enhanced Checking is ideal if your business:

Has a moderate monthly transaction volume
Wants to manage costs carefully and minimize monthly fees
Needs access to digital banking tools that support day-to-day cash flow.

If you’re looking for a business checking account that earns interest, allows for more free monthly items, or offers access to Treasury Management solutions, check out all of our business checking account options.

Yes, our Business Enhanced Checking account charges a $15 monthly maintenance fee, but this fee is waived if your business has a monthly balance of $10,000 or more.

Business Enhanced Checking accountholders get 250 monthly items — which includes deposits, withdrawals, checks, ACH, debit card purchases, and other transactions — for free, as well as up to $20,000 in free currency deposits and withdrawals.

Additional items are $0.40 each, while a 0.10% fee is charged on additional currency deposits and withdrawals.

Our Business Enhanced Checking comes with free digital and mobile banking access.

Through LMCU Online Banking and our official LMCU mobile app, you can review your balance, monitor account activity, and make transactions.

No. If you’re interested in a business checking account with Treasury Management services built in, you may be interested in our Analysis Checking account.